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View Full Version : Pulled over without car insurance? No problem!


OGreaTFuzzY1
04-30-2008, 12:42 AM
If you get cough without insurance your just stupid, but here is a way to help if you do.

All states in the United States require that you have auto insurance to operate a vehicle if you're caught without auto insurance you can lose your license for up to 6 months and/or a minimum of a $1000 fine.

There is a way to get out of this though. Depending on the state you live in, you have anywhere from 10-30 days to provide proof of insurance after an incident.

To go your local insurance dealer and ask if they offer Bond Insurance. If they offer Bond insurance, ask them if they'll backdate it for you. This means that they'll give you a card saying that you had insurance for previous months, when you really didn't. Of course, you're going to have to pay for these months. A Bond Insurance is an auto insurance that covers a particular driver with liability on any car that he drives the rates are usually high, but its often cheaper for people with bad driving records because it doesn't cover a particular car.

Once you get your backdated Insurance Card, you're home free.


~Fuzzy

zx2 rida
04-30-2008, 03:38 PM
Damn you are GOOD!!!

tre2000zx2
04-30-2008, 05:10 PM
UNLESS you get in an accident while you DONT have insurance. If you cant afford insurance you sure as heck cna tafford to be sued for damages..and if your not gonna be responsible for damages you shouldnt be driving...

Robend
04-30-2008, 05:52 PM
the only problem with this of course is, most insurance companies (if they're smart) are not going to backdate your insurance. they'd get screwed if they got caught

SMusser
04-30-2008, 05:59 PM
It is now illegal to backdate insurance for any reason.

Buster
05-01-2008, 01:15 PM
It should be.

Buster
05-01-2008, 01:16 PM
If you get cough without insurance your just stupid, but here is a way to help if you do.


Why did you then change the subject to car insurance? :D

NOBOTTLENOBOOST
05-21-2008, 09:01 PM
UNLESS you get in an accident while you DONT have insurance. If you cant afford insurance you sure as heck cna tafford to be sued for damages..and if your not gonna be responsible for damages you shouldnt be driving...

Minnesota is a no fault state when it come to insurance the most that would happen would be a ticket and pay for their deductable on their car.. but you would have to fix your car on your own.. but get cought in minnesota 3 time without insurance and FELONY!!!

jdrzx2
05-21-2008, 10:24 PM
Subscribed

inis
05-21-2008, 10:53 PM
I got lucky a few times in my early years...to get the ticket in the morning and get insurance the same day. Ticket got dismissed.

jdrzx2
05-21-2008, 10:55 PM
Photoshop worked for me while I lived in California.

Beodude123
05-24-2008, 12:45 AM
You could do that, orrrrrrrrrrrrrr you could have insurance. I'll go for the latter.

SnowBoardinWNY
06-01-2008, 08:50 PM
Why would you even consider driving without insurance?

Beodude123
06-02-2008, 06:57 AM
Because you're dumb.