Bad things happen in threes... Now with pics on pg 2

[CraZx2ing]

First, I have to fork over my 6 months insurance this month. I consider this a bad thing because it always leaves me with less money than I would have if I didn't have to pay insurance at all. Monthly is out of the question. I like to pay stuff off as soon as possible. I don't like having a bunch of bills every month to deal with.

Second, I found out my cats have fleas... yey.

Third, I just went to use the guest bath that we never go in because we never have guests over, while the wife was in the main bath. I hear drip, drip, drip... wtf, no water is running, everything is off in here, drip, drip, drip... I look up. There is a leak in the ceiling above the shower. Lucky me its above the shower. But, now i'm paying insurance, paying for cat stuff, and BOOM going to be paying for a roof patch. Who knows how much other damage this may have caused. I looked at each the adjacent rooms and there is no water damage there. Hopefully I will only need to cut out and replace some drywall. Of course, there will be water and mold damage for me to whine about and fork more money over, but that will be a later reply.

Yey for life and responsibilities!


(Thinking to myself... i have insurance because i'm blessed with a nice car and a job to afford both, i have cats because i can afford it and they are great to have around and will be a good meal one day, i have a leaky roof, but i have a roof over the house i own.)

[slammmed]

get the wet drywall out as soon as possible. Get light where the water is, mold lives in dark places. well the bad kind does.

best of luck.

[JonsZX2SR]

It could have been worse, the toilet could have been leaking for months.

Seriously, get a good drywall knife or saw, locate the beams and start by cutting out the center section. Work yourself outward one bean at a time taking care to make straight cuts. This will make putting the ptach back in much easier. You have the shower to collect all the derbris and when the wet section is cut out, the water should drip into the shower or a bucket.

You can get in there with a hair dryer or just let it dry for a couple of weeks while you fix the leak. If you find any signs of mold, try hitting it with stong bleach and let everything dry.

Been there before, done that and good luck on the home repair project..

[CraZx2ing]

Yah, tonight i'll work on cutting it out. One wall is an exterior wall the other is dry wall and not load supporting. What kind of damage can be done to the wood in that area? I'm hoping it hasn't been leaking for long, but i also NEVER go in this room. There is brown stuff on the ceiling around this area. I'm guessing its mold but i didn't look at it. There is some puffing to the drywall cieling and to the drywall wall near the area of the leak. The leak is not dripping down the walls, its located about a foot out from each wall.

[slammmed]

whatever you do, use a dust mask or respirator if you have one.

you will get incredibly sick if there is black mold up there and you inhale the spores on accident. If you cant be sure how long the stuff is there take the time to use the proper equipment to protect yourself.

[CraZx2ing]

good point. In that case, I will wait until tomorrow so I can stop off at HD and get a decent mask of some sort. I guess I should keep the bathroom door closed while I do this so nothing gets out into the main house.

Black mold is the bad stuff huh? Looks like I have some research to be doing!

[CraZx2ing]

So, rain has been coming down non stop. I stabbed a couple holes in the ceiling to help the water drain and not swell into the drywall. I talked to my uncle about it because he just replaced his roof and has the same insurance as me. He told me his insurance said they would have covered his repairs if he didn't go out of pocket to replace. Because of this, I'm going to contact my insurance and see if they can do anything. It's worth asking and the worst they could say is tough luck. I already have goverment insurance so i can not be dropped. Now I just have to decide what is the lesser of two evils. Spend cash on a patch and replace some ceiling and insualation or pay a deductable and have it all done for me.

We'll see what they say on monday...

[slammmed]

if it is simply drywall/roof patch it's always best to pay out of pocket.

while you can't be dropped or "penalized" for claims it certainly isn't something that insurance companies want to see. If you shop your insurance later carriers may not want to write your policy because of a (for lack of better word) petty claim.

I'm not sure of your situation but i'm assuming your government insurance is citizens? If so then citizens covers you for wind damage and if this is from normal wear and tear and can not be shown to be wind driven then it will go onto your primary policy, usually with another carrier.

My wife is in insurance and she has always stated save your "Get out of jail" insurance cards for when you REALLY need them.

[CraZx2ing]

I'm completely covered by citizens for a solid 5+ years now. The last claim i had was a broke pipe flooding the house and screwing up a few rooms. I'm honestly not worried about later on coverages. FL is F'ed for insurance anyways.

Like i said, if they say it's $1000 worth of damage, i'll just have a family member take care of it. If it's $10000 in damage, i'll have them do it. The worst they can say is no or tell me its a small claim and i'll decide to get it fixed myself.

If my insurance goes up it wouldn't be a big deal to me. My mortgage and taxes are VERY, VERY low, and I am not worried if my insurance rate goes up a couple a couple hundo each year.

[CraZx2ing]

Soooo, when I came home about 1sq ft of the ceiling started to fall. I went and grabbed a mask and popped it on. I then helped that part of the ceiling fall down. I took my trusty drywall knife and went to town. I stabbed the drywall and where it was wet, it would poke right there. where it was dry it would not. I then outlined where i had to cut out, and did so. I removed all of the insulation in that area. Right under the leak was soaking wet and then it flared out from there. Farther away from the leak, the drier the insualtion and dry wall. I am able to see where the leak is and how far it spread. The wood all looks good from the inside and there isn't any noticable holes, just water dripping.

I've decided to nix the insurance idea. The drywall will cost me about $15 to fix. I'll take a look at the roof tomorrow to see what the problem is and then call my cousin to see when he can come out and patch it. It looks like it's just a little patch job and i should be good to go. Hopefully i'll get outta this mess for less than $200.

I'll keep everyone posted ;).

[Beodude123]

I wouldn't say bad things come in threes in this case. You pay your insurance every 6 months, that's your choice. If you want it broken up to smaller chunks, it can be done that way. You'll be paying for it either way.

[CraZx2ing]

I said that already. But i'm hoping the bill coming is the 1st bad thing. I don't want something else following up the roof making it the new #3...

[Beodude123]

Well yeah, but a bill that you know is coming can't really be #1.

[CraZx2ing]

just because i know its coming doesn't mean its a good thing that its coming.

[random_hero]

Look at it this way, at least you wernt stabbed, then shot, then raped.


:)

[corby_baby]

Look at it this way, at least you wernt stabbed, then shot, then raped.


:)

why, that might be #7

[Beodude123]

just because i know its coming doesn't mean its a good thing that its coming.

That is true.

[CraZx2ing]

why, that might be #7

Nah, i think i'm alright, i didn't fall through or off the roof today so hopefully all is well in the world of 3s.

Today, I went on the roof. I found the area where the leak is and wasn't too happy. there is a slight low spot in the roof where the angled roof connects to the flat addition roof (i freakin' hate flat roofs and this will change when its time for a new roof). There was a collection of leaves, dirt, and various crap in a pile right on top of that area. All of it was soaking wet and i guess acting like a sponge. I removed all that crap so that the area under it could dry out. I still have fan going in the bath room from the inside. Hopefully just clearing all the crap off makes a huge differance. I'm going to contact my cousin about the low spot and see if he can shingle over it to level it out so water doesn't collect. I'm guessing he'll charge me around $100 for it. So i figure the whole deal might end up being less than $125. We'll see!

I have a ton of pics, so i'll put those up later when i am bored!

[CraZx2ing]

I picked through the pics that give an idea of whats going on.

This is after i pulled down what was already starting to fall:
http://farm4.static.flickr.com/3061/2794348818_ffc5935c7f.jpg?v=0

This is my hole. I had to cut out a good sized section (it pretty much crumbled) of the ceiling and a little bit of one of the walls. I also pulled down any insulation that near the area:
http://farm4.static.flickr.com/3274/2793507475_797477b1a9.jpg?v=0

Yey a big mess!! Luckily for me this all happened above a shower :):
http://farm4.static.flickr.com/3047/2793511313_13b4d45aaa.jpg?v=0

The pipe is where the bathroom is. You can see all the crap laying where the flat roof joins the angled roof :( :
http://farm4.static.flickr.com/3046/2794364844_8c761c493a.jpg?v=1219617060

Here is the same spot with all the crap removed. You can see directly above the pipe and to the right where the low spot is. The shingles look like they've been breaking down under all that wet tree stuff:
http://farm4.static.flickr.com/3113/2794369740_3071922705.jpg?v=0

[Buster]

Eww!

[CraZx2ing]

Eww!

Yes i know, the yellow paint is a little much. Its a rubber ducky bathroom :). There's a picture of ernie playing with his ducky and other ducky stuff going on. Yellow is just the color that seemed to work with it :).

[CanadianWizard]

the wood does look a little black to me... I would suggest if you havent is to straight javex it... just to make sure nothing is there. And to make sure the stain is on the surface you can take a knife and scuff it to see how deep it is and all...
Good Luck, and everything will turn out

[CraZx2ing]

the wood does look a little black to me... I would suggest if you havent is to straight javex it... just to make sure nothing is there. And to make sure the stain is on the surface you can take a knife and scuff it to see how deep it is and all...
Good Luck, and everything will turn out

What is "javex?" In those pics, the wood is still pretty soaked as it was still raining while I was taking the ceiling down :). I'll check it out tonight as it's been 2 days with a fan blowing on it.

[J_Mob]

It could have been worse, the toilet could have been leaking for months.
..


We had a leak in our basement when we first bought our house....after a couple weeks and a couple inches of standing water we figured out that the downstairs toilet was overflowing from the upstairs flush due to a blockage down the line. Talk about a crappy situation.


Roof leaking....:violin:

[powder]

Crappy situation! lmao

Tim, sorry about your leak. I just found one in my roof right above the sheetrock we just put up, but thankfully we caught it in time and avoided a big mess. Hope everything turns out and you get er all patched up.

[J_Mob]

What is "javex?" .

Is he talking about the copper chloride stuff you put on wet wood? That shite is toxic be careful....but it kills mold off and keeps it from growing (used it on my wetrot below our leaking shower).


I would put some kind of cover over the seam where the add on was attached (to make it more even of a slope) and then reseal/reshingle the entire add on. We have a similar problem on our add on-whover did it did something wrong and water pools, then gets in where they did the add on (the old gutters are still even under there). Re-shingling was a fail, so I am going to have to level it out somehow and reseal everything........sux.

[CraZx2ing]

We had a leak in our basement when we first bought our house....after a couple weeks and a couple inches of standing water we figured out that the downstairs toilet was overflowing from the upstairs flush due to a blockage down the line. Talk about a crappy situation.


Roof leaking....:violin:
Insurance paid to replace my kitchen, bathroom and a closet after a pipe in the wet wall got worn and started leaking. The wetwall filled with water and then it spilled out the bottom.

The toilet in the bathroom where this leak is has also caused about $1000 in bank account damage to date. It took a lot to get up up and running :(.

Man, if I didn't have this house, I would have the most hooked up car ever lol.

[CraZx2ing]

Tim, sorry about your leak.
Why? Did you cause it? I swear if you did...

[powder]

Cat's out of the bag, oops!

[Buster]

Yes i know, the yellow paint is a little much. Its a rubber ducky bathroom :). There's a picture of ernie playing with his ducky and other ducky stuff going on. Yellow is just the color that seemed to work with it :).

We have bright yellow rubber-ducky themed bathroom too. No Ernie though. :biggrin: My wife picked everything out. It's our second, downstairs bathroom, so we don't use it as much...but the yellow is fine.

I thought the nasty mess on the roof was the sick part. :rofl:

[J_Mob]

Insurance paid to replace my kitchen, bathroom and a closet after a pipe in the wet wall got worn and started leaking. The wetwall filled with water and then it spilled out the bottom.

The toilet in the bathroom where this leak is has also caused about $1000 in bank account damage to date. It took a lot to get up up and running :(.

Man, if I didn't have this house, I would have the most hooked up car ever lol.

The joys of homeownership....ain't it grand?

[CraZx2ing]

Yup. I was walking around naked all morning. It was fun!

[J_Mob]

LMAO-I haven't tried that yet. There's always someone here though. Screw it, it's my house right? :)

[Buster]

That's what I say. If I'm in my house and the neighbors see something, it's their problem...they looked. :D